The pandemic housing market has been especially tough for homebuyers looking at the lower end of the price spectrum, so many are looking at alternative financing through land contracts, which can be particularly predatory. While it can be a potential path toward homeownership, assistant professor Eric Seymour says land contracts are particularly attractive for unscrupulous property dealers because rather than offering a property as a rental – which puts the property owner on the hook for maintenance and repairs – a land contract puts all the responsibilities on the buyer.
Bhuyan: Congress must extend the ACA subsidies or expect a crisis in N.J.
View original post on NJ.com, November 9, 2025 By Shamik Bhat and Soumitra S. Bhuyan As Washington grinds through the longest shutdown in history, New Jersey families are monitoring an upcoming crisis at home: upcoming expiration of enhanced Affordable Care Act...