The pandemic housing market has been especially tough for homebuyers looking at the lower end of the price spectrum, so many are looking at alternative financing through land contracts, which can be particularly predatory. While it can be a potential path toward homeownership, assistant professor Eric Seymour says land contracts are particularly attractive for unscrupulous property dealers because rather than offering a property as a rental – which puts the property owner on the hook for maintenance and repairs – a land contract puts all the responsibilities on the buyer.
Wolff and Lewis Pen Chapter on PSD and Trauma-Informed Care
Posttraumatic Stress Disorder and Trauma-Informed Care Introduction Prison and jail populations have dense and patterned concentrations of childhood and adult trauma (Wolff, 2022). The maturing effects of childhood trauma have been extensively studied for decades,...