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Jermaine Toney

Jermaine Toney Receives Fellowship to Study Effects of Redlining

Dr. Toney spend the 2023-24 academic year conducting research at the NBER’s Cambridge office, where he will devote his time understand the impact of historic anti-black practices on the current behavior of credit facilities through home mortgage loan denial.

Can millennials afford a house without family help?

The American dream has become too expensive: Most millennials want to own a home one day, but they sure can’t afford one now. During the pandemic, housing prices have climbed, with the nationwide increase moderating to 2.6% year over year in...

Research: Generational wealth matters

Income at life events represents the many ways that generational wealth can drive the contrast in incomes between white and Black households.

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