Rutgers Center for State Health Policy Director Joel Cantor offered a possible explanation for why the increase in employer-covered workers is occurring: Workers are choosing to accept employer coverage that they may have turned down previously, because they were concerned with the ACA mandate that every American have health insurance or pay a penalty.
Toney & Kelly: A History of Local Racial Housing Covenants and Federal Housing Policies
Abstract An assembly of literature finds that the Home Owners' Loan Corporation (HOLC) did not engage in credit redlining, by means of withdrawing mortgage refinance support from lower rated areas and extensively directing support to higher rated areas. The HOLC does...